October 28, 2025 | 08:41 am
TEMPO.CO, Jakarta - PT Bank Mandiri Tbk recorded a net profit of Rp37.7 trillion in the third quarter of 2025. This figure decreased compared to the same period the previous year, which was recorded at Rp42 trillion.
Director of Finance & Strategy of Bank Mandiri, Novita Widya Anggraini, stated that from the revenue side, Bank Mandiri achieved a good performance.
"Overall, Bank Mandiri's total revenue grew by 4.79 percent year-on-year to reach Rp112 trillion," said Novita during the online press conference of Bank Mandiri's Performance Presentation for the third quarter of 2025 on Monday, October 27, 2025.
Net interest income of Bank Mandiri grew by 4.9 percent year-on-year or reached Rp78.3 trillion. Meanwhile, non-interest income grew by 7.97 percent year-on-year or reached Rp33.2 trillion.
Total assets of Bank Mandiri reached Rp2.563 trillion as of September. Furthermore, the Bank Mandiri's pre-provision operating profit (PPOP) was recorded at Rp61.9 trillion as of September 2025.
Apart from the revenue side, Novita also reported that the growth of Bank Mandiri's credit until the end of September reached Rp1.764 trillion or grew by 11 percent year-on-year. This figure is above the national banking credit growth which grew by 7.7 percent year-on-year.
"The good credit growth was supported by the strong growth of third-party funds (DPK) or public funds," said Novita. As of the end of September 2025, Bank Mandiri's DPK reached Rp1.884 trillion, growing by 13 percent year-on-year.
Additionally, Novita stated that the consolidation of credit distribution was also driven by the position of wholesale and retail credit growth. Wholesale credit grew by 14.7 percent year-on-year or reached Rp982 trillion. Meanwhile, retail credit grew by 4.58 percent year-on-year or reached Rp403 trillion.
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